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Life & Health Insurance

Life | Health | Group Benefits | Medicare Products

Our professional insurance agents have years of experience working with individuals, families and businesses to provide La Grande health and life insurance.

Valley Insurance is an independent insurance agency, meaning we work with multiple insurance companies to bring you the widest range of policy options and prices.

Life insurance policies are unique and depend on your personal and financial needs. As your life changes, your life insurance should evolve. Getting married, having a baby, purchasing your first home, starting a business, or retiring all warrant a review of your life insurance policy.

Valley Insurance can help you weigh your life insurance options. The choices can be overwhelming for the average person, and it's our goal to make the decision easier. We'll look at different insurance companies and coverage types and help you determine the best fit for your current situation.

Health

The world of health insurance has changed dramatically in recent years. It's a very different landscape than it was just a few years ago. If your employer doesn't offer a group health insurance plan, then you're probably feeling a little overwhelmed with finding the right coverage for you and your family.

Valley Insurance works with multiple insurance companies and can show you the differences in what each company has to offer, and the benefits included with each plan. Contact one of our health insurance speclialists today.

Offering your employees an attractive benefit plan is a great way to attract and retain the best employees in an increasingly competitve job market. Valley Insurance can help you or your human resources department find affordable group health insurance plans and other benefits packages.

As an independent insurance agency, we partner with several top-rated insurance carriers to design well-rounded group health, life and other benefit programs. Contact one of our benefit specialists today to find out how we can help your business succeed.

Medicare Products

If you are approaching 65 and want to know more about Medicare, Medicare Supplements, Medicare Advantage plans, and Part D Prescription Drug plans, you’ve come to the right place. At Valley Insurance, we are happy to sit down with you to explain the various options and help you choose the plans that are best for you.

Medicare Supplements, also known at Medigap plans, do just that – they supplement Medicare. There are 10 plans to choose from, Plan F being the most generous and the most expensive. As long as Medicare pays on a claim, the supplement will also pay. Depending on the Medicare Supplement you purchase, you could have little, if any, out-of-pocket expenses. When you turn 65, you have a six-month open enrollment for a Medicare Supplement, when no company can deny you coverage. So it is important to come see us when you are first eligible for Medicare.