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Oregon Home Insurance

Homeowner Insurance

For Oregon residents, a home represents more than a significant monetary investment. Your home should be a safe place. It’s the place where you relax at the end of a long day and the place where you keep many of the belongings that matter to you most. Valley Insurance understands the concerns of Oregon homeowners, and we provide homeowners insurance that addresses those concerns.

Value Versus Price

Most homeowners are required by lenders to carry some form of homeowners coverage. For that reason, you will be able to find plenty of agencies that provide home insurance. However, the experienced, independent agents at Valley Insurance understand that cookie-cutter insurance policies don’t always meet our customers’ needs. We’ll take the time to get to know you and learn about the risks you face as a homeowner. We have available policies for:

  • Houses
  • Townhomes
  • Condos
  • Secondary and seasonal homes
  • Rental homes including short term and vacation rentals

Since we partner with several top-rated insurance carriers, we’ll shop around to find a good value for you. We’ll work to help you find coverage for the value of your home and your possessions, minimizing the risks associated with:

  • Theft
  • Vandalism
  • Storm damage
  • Fire

Customizable Policy Options

Some of our customers only need basic home coverage. Most, however, face risks that require additional coverage options. We offer a variety of deductible and limit options, and we’ll share with you the benefits of various solutions. Most of our homeowners policies include dwelling coverage, personal liability insurance, belongings coverage and additional living expenses. Specialized coverage options we offer include:

  • Scheduled personal property riders for high-value belongings and collectibles (Jewelry, Firearms etc..)
  • Flood and earthquake insurance
  • Vacant home coverage
  • Landlord’s insurance and rental home coverage
  • Personal umbrella insurance

Valley Insurance looks forward to protecting your home and family. Get a free online quote today or call our office for details.